LATEST VIDEO PODCAST
Unlocking Doors: Your Gateway to Real Estate Insights
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How to Buy Property in Spain as a Foreigner | Mortgage Tips & Legal Must-Knows
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Spain's Golden Visa is GONE! What You Can Do NOW to Live & Invest in Spain
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Why Costa del Sol Was the Perfect Place to Build NuSun Realty
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Marbella’s SHOCKING Transformation | Christian Rasmusson, CEO of The Pool Marbella
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New Laws & Buying Property: Legal Insights with Elisa from Martínez-Echevarría Law Firm
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Unlocking Costa del Sol’s Real Estate Secrets: Trends, Insights & Investment Tips
I'm Chris Cassidy, the Managing Director of NuSun Realty, situated in the breathtaking Marbella and Costa del Sol region.
Originally from Scotland, UK, my journey into the world of real estate and project management eventually led me to this stunning corner of Spain, where I’ve had the pleasure of selling luxury real estate and sourcing incredible investment properties for UK and international clients.

LATEST AUDIO PODCAST
Unlocking Doors: Your Journey into Real Estate Possibilities
Thinking about buying property in Spain? Whether you're eyeing a sunny second home or a smart investment, navigating Spain’s mortgage and property systems can be tricky—especially for non-residents.
In this video, mortgage expert Mike Brady from FCG Mortgage Consultants breaks down everything you need to know, including:
✅ Mortgage options for international buyers
✅ Loan-to-value limits based on your residency
✅ What documents you’ll need to apply
✅ Financing off-plan properties
✅ Unique options like reverse mortgages and bare ownership
Don't let the paperwork and regulations overwhelm you. Learn how to buy your dream home in Spain with confidence.
Timestamps:
[00:00:03]: Introduction to Nusun Network and Mike from FCG
[00:00:16]: Mike Brady's Background and Role at FCG
[00:00:30]: Mortgage Advice for Expats on Costa Del Sol
[00:00:42]: Mike's Background in England, Peru, and Spain
[00:00:52]: Living in Rincon de la Victoria vs Marbella
[00:01:27]: International Mortgages for Real Estate Buyers
[00:01:48]: The Mortgage Application Process for Expats
[00:02:20]: Importance of Hiring a Mortgage Advisor
[00:02:51]: Spanish Banks' Requirements and Legislation
[00:03:31]: Planning Ahead for Financial Pre-approval
[00:04:09]: Preparing Documentation for Mortgage Applications
[00:04:42]: Tailoring the Process for Entrepreneurs
[00:06:00]: Common Situations for Business Owners
[00:06:37]: Spanish Banks' Financial Assessment Criteria
[00:07:17]: Advice for Contractors and Business Owners
[00:08:26]: Banks' Willingness to Lend to Overseas Buyers
[00:09:08]: Working with Flexible Spanish Banks
[00:10:00]: Interest Rates and Loan-to-Value Ratios
[00:11:11]: Variations in Interest Rates by Residency
[00:12:08]: Loan-to-Value Differences for International Buyers
[00:13:04]: Interest from US Buyers Due to Lower Rates
[00:13:17]: Nationwide Mortgage Services in Spain
[00:13:48]: Mike's Partner Alberto Bertazzi's Network
[00:14:20]: Benefits of Working with a Mortgage Broker
[00:15:15]: Discounts on Mortgage Rates with Bank Products
[00:16:03]: Understanding Mortgage Terms and Rates
[00:17:07]: Fixed vs. Variable Rate Mortgages
[00:17:50]: Limited Interest-Only Mortgage Options
[00:18:41]: Alternative Financing Routes for Difficult Cases
[00:19:59]: Equity Release Options and Limitations
[00:21:10]: Using UK Property Equity for Spanish Purchases
[00:22:29]: Reverse Mortgages and BareOwnership
[00:23:03]: Benefits of Reverse Mortgages for Retirees
[00:24:04]: Bare Ownership Agreements Explained
[00:25:19]: Variations in Bare Ownership Agreements
[00:26:04]: Growing Interest in Reverse Mortgages
[00:27:04]: Age Considerations in Mortgage Applications
[00:28:02]: Age Limits and Guarantor Requirements
[00:29:13]: Changing Demographics in Mortgage Applications
[00:30:02]: Interest from US and Northern Europe
[00:30:16]: Interest from UAE Buyers in Spanish Mortgages
[00:31:04]: Mortgage Processes for Off-Plan Properties
[00:32:07]: Importance of Traceable Funds for Deposits
[00:33:23]: Pre-approval for Off-Plan Property Mortgages
[00:34:38]: Risks and Benefits of Off-Plan Purchases
[00:36:22]: Mortgage Application Process for New Builds
[00:37:06]: Navigating Complex Mortgage Processes
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